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How Much Life Insurance Should You Buy?

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It is a well known fact in today’s world that life insurance is very important. A lot of people have the intention of buying low cost term life insurance, so that their families and dependents are not confronted with overwhelming obstacles in case anything unfortunatehappens to them, like  become handicapped as result of an accident, or if they die and their family has to deal not only with the obvious loss, but also with financial

Posted in Finances, Insurance

3 Important No Medical Exam Life Insurance Policies

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If you are interested in purchasing a no exam life insurance plan, we recommend reading the following lines.  We present you 3 important no medical exam life insurance policies: 1)     Graded Death benefit life insurance.  Graded Death Benefit Life Insurance, also known as GBL, is a special high risk life insurance policy given to those that have medical problems.  People who apply for GBL are considered too sick for standard insurance.  Both term and whole

Posted in Finances, Insurance

Smoking and Life Insurance – Everything You Have to Know!

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Smoking is one the most pleasant recreational habits that we use.  Countless millions of people prefer to smoke in order to relieve stress, or simply, to enjoy a good cigar or cigarette. Unfortunately, there are side effects that affect both the body and the economy of a smoker. Obtaining certain services, like life insurance, becomes more difficult for a smoker. In some cases, the options for life insurance are very limited and only no exam

Posted in Finances, Health and Fitness, Insurance

Life Insurance No Exam – The Easiest Way to Cover Funeral Expenses!

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As time passes bye, we begin to think more and more about our mortality and our ephemeral existence on this planet. Death is unavoidable and with our passing, many people that love us will suffer. It is important not to oblige our beloved relatives and friends to bare more than it is necessary. Death of a person can trigger a financial collapse, not only strong emotional reactions. The family will have to immediately find money

Posted in Finances, Funeral, Insurance, Seniors

Heart Disorders? Follow 3 Tips and Buy Affordable Life Insurance!

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People with hearth disorder are harder to insure under standard policies.  Still, they can successfully apply for no exam life insurance. This is why we recommend you to search for no medical exam life insurance quotes and to follow 3 tips that will help you buy affordable life insurance: 1)     Search for communities of people that have the same heart disorder as yours.  Humans tend to share their problems and experience. They either want to

Posted in Finances, Health and Fitness, Insurance

Obesity Underwriting for No Medical Exam Life Insurance!

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Obesity is not only unaesthetic and harmful to the body, but it also produces a cost increase for life insurance. Typically, obese persons are associated with a higher mortality risk. The main reason for that is the large number of diseases and disorders that occur due to obesity. Carriers understand the risks of providing life insurance to a not so healthy person and in many cases, they refuse the applicant.  However, obesity underwriting for no

Posted in Finances, Health and Fitness, Insurance

Senior Life Insurance – How to Compare Free Online Quotes!

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Life insurance provides benefits to both the insured and those named beneficiaries by the insured. But first you must get this insurance and if you apply when you are old, you may not be that successful. Companies are not that receptive to applications sent by senior citizens. Most of the companies consider old people as a greater potential risk and do not want to assume any liability.  There are some companies available but you must

Posted in Finances, Insurance

Is Life Insurance Without Medical Exams Enough for Your Family?

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Intensely contested and debated, no exam life insurance has still managed to be more and more appreciated by those who understood the benefits provided by it. We do not deny that this policy has the most expensive premiums on the market; we are just saying that it has a well-defined purpose and well defined benefits. Its purpose is to provide coverage for those that would otherwise remain uninsured. No exam life insurance comes in multiple

Posted in Finances, Home and Family, Insurance

Can You Buy No Exam Life Insurance For Your Parents?

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Being a good citizen involves taking care of your elder parents. After all, they raised you and help you succeed in life and all their efforts must not be forgotten. Besides love and devotion, you can also provide financial protection. If your parents are old, you must be sure that if one of them dies, the other will be able to handle the loss and live on. The economy of a family is vital and

Posted in Finances, Insurance

How to Purchase Life Insurance Without Medical Examinations?

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Investing in a quality life insurance policy can be quite difficult if you don’t know what an annuity stands for. You have to comprehend your priorities and have proper assistance by your side in order to truly benefit from a financial safety net. Insurance comes in numerous forms and variations, meant to satisfy the needs and fit the budget of all audiences, from children to seniors citizens. A common misconception which one can encounter easily

Posted in Finances, Insurance

No Medical Exam Life Insurance – 3 Important Advantages

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Investing in an efficient life insurance policy is something each and every one of us ought to take into consideration at one point of our lives. Knowing what to buy is essential, as it will shorten the process and provide us with quality coverage. A common misconception surrounding insurance policies is that seniors might find it difficult, if not even impossible, to qualify for insurance coverage. Even though this assumption is reasonable, given the common

Posted in Home and Family, Insurance