No Medical Exam Life Insurance

Nowadays, more and more people have started to seriously take into consideration the possibility of investing in a high quality financial safety net, such as no medical exam life insurance.

young-couple-tipsWhether this change in attitude is owed to the current economy which leaves most of us oblivious to what tomorrow might bring about, or to personal financial struggles which differ from person to person, one aspect stands out: people need the protection, and they are willing to pay good money for quality services!

A common misconception surrounding insurance policies is that senior citizens might find it difficult if not even impossible to qualify for an efficient life annuity. Even though the reasons behind this assumption are understandable, given the grounds on which insurance representatives select their applicant, one very important aspect is omitted: the insurance marketplace took notice of the increased demand of product and designed new policies meant to fit the budget and meet the needs of all audiences, from children to elders.

Thus, seniors can opt for term insurance policies such as no exam life insurance. No exam policies offer the same perks as a standard term insurance policy, but without requiring the fulfillment of a medical check up prior to signing the contract. You can become insured within the week with such policies, as they solely ask for the completion of a form with medical related content.

Another option for seniors consists of final expense insurance. Such a policy offers permanent coverage, but the face amount one can benefit from is quite small. Nevertheless, we recommend that you keep no exam policies and final expense insurance as your last resort.

Book an appointment with a licensed insurance agent and have him/her explain all the obscure points you encountered while searching for the ideal policy.

For more information about how to buy no medical exam life insurance and for a free online insurance quote, all you have to do is visit us at Don’t forget – the ideal life annuity might be just one click away, around the next virtual corner.